Posts tagged Personal Finance
Think and Grow Rich by Napoleon Hill
“When you begin to think, and grow Rich you will observe that riches began with the state of mind, with definiteness of purpose, with little or no hard work. You and every other person ought to be interested in knowing how to acquire that state of mind which will attract riches. Observe very closely as soon as you master the principles of this philosophy and begin to follow the instructions for applying those principles your financial status will begin to improve. Everything you touch will begin to transmute itself into an asset for your benefit.”
 
“Impossible? Not at all!”
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Book Talk: Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want by Rachel Cruze

I have been following Rachel on YouTube for a while and loved her energy. I know near to nothing about the Ramsey legacy behind her. To me, she is just another influencer on the internet whose content I like.

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Things I didn’t know about financial freedom

I always thought that when I start earning x amount of money, I’ll have attained financial freedom. That x amount kept changing every month.

It took me some time to understand what financial freedom is. To better understand what financial freedom is, you need to understand what it’s not.

It’s not making six or seven figure income.
It’s not becoming a multi-millionaire.
It’s not having a stash of money somewhere.
It’s not about being rich or wealthy.
It’s not about affording fancy houses and a fleet of cars.

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Do you also confuse between Savings & Investments

The other day my husband and I were travelling by the local train, and I like to pay attention to the conversations happening around because they give me ideas for my fiction novels. These two ladies were sitting behind us and were having a ‘serious’ conversation about money. What caught my attention was that the one who was imparting her ‘knowledge’ was using the words investment and savings interchangeably. I am not sure about her friend, but that surely got me very confused

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Are you keeping a budget?

Two months into my marriage, when I took inventory of my credit card bills I was in for a surprise. Even if I paid my entire month’s salary as ‘part payment’ for the next couple of months, I would not have been able to clear my bill in full.

You know what that means right? I was paying the minimum due because why not, my bank was so kind to let me do that. Right?

Wrong!

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