Financial stress and how I deal with it


We all face financial stress at one point or another in our lives. It can also vary from person to person. I can't imagine anyone who does not feel some sort of financial stress in some form or another and anyone who says otherwise is probably not being a hundred percent honest.

Financial stress can be overwhelming at times leaving you feeling paralyzed. The key is to know what triggers the stress and over a period you will be able to design an action plan specific to you that helps you manage the stress.

I am not immune to this stress, in fact, I often find myself feeling overwhelmed because of it. But over time and with a lot of practice I have been able to work my way into feeling less overwhelmed and more in control of my financial well-being. So, today I thought I would share with you how I deal with financial stress.


1. It's important to be clear as to what exactly is stressing you out. I like to actually pen down my fears and my worries and about what is it exactly that I am worried. This helps me get clear about these fears and actually to evaluate if they are valid or not. Sometimes when we keep our problems in the head, it appears to be bigger than it actually is. Writing them down gives you a sense of separation, and you can look at it more objectively.

2. Practice gratefulness. I have come to realize that when I get stuck in the loop of overwhelmed and stress the only thing that helps me break it is practice gratefulness. We have so much in our lives that we need to be thankful for, our health, our family, our children, our skills the list can be never-ending. This allows me to realize that things are manageable.

3. Brainstorm for solutions. Once you've written down your problem and you have taken a look at it objectively you are probably in a better mindset to now start actually working towards finding solutions. When you brainstorm, you can write down all the crazy ideas you have and then go back and look at each one of them and see how practical and achievable these solutions are to your problem.

4. Put in action. Finally, it's time to act upon the ideas that you have worked out. It's important to make sure that you keep these actions simple and uncomplicated because you don't want to add to the stress that you already feel. Sometimes you may have to alter your actions or even start afresh, but it's important to keep taking actions towards your end goal.


It's important to be conscious of your triggers, and potential self-destructive habits. This will allow you not only to manage your financial stress today but also keep a check on you going forward.

I have had my share of financial stress, and I'm realistic about the fact that I will always have them in some form or another. But the good news is that I have now started identifying these triggers early on before they manifest into full-on panic attacks.

I hope I was able to help you in some way if you find yourself in a financially stressful situation.


Now, I would love to hear from you, how do you manage your financial stress? Leave me a comment below and let's get this conversation started.