Posts in Money
Financial stress and how I deal with it

Financial stress can be overwhelming at times leaving you feeling paralyzed. The key is to know what triggers the stress and over a period you will be able to design an action plan specific to you that helps you manage the stress.

So, today I thought I would share with you how I deal with financial stress.

 

[Reading Time: 7 minutes]

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Saving money is not the same as cutting corners

It may seem like a good idea to save money by cutting corners, and you may even see some immediate positive results. But in the long run, it may land up costing you more.

 

Instead of thinking of ways to cut corners it's a better idea to see how you can get most out of your money.

[Reading Time: 5 minutes]

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5 Creative ways to save money

Last year I had experimented with financial fast and boy was I in for a surprise. It's easy to fall victim to spending on things that we think we need. My experience with financial fast taught me one big lesson that we do not need everything right now. You can read more about my experiences with financial fast here.

Today I'm not here to talk about financial fast, but about ways, we can save money without being stingy.

 

[Reading Time: 3 minutes]

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Budgeting Challenges for expecting Moms and how to overcome them

Yes, you may already know I am expecting as of this day and being a first-time mom, I feel I need to get everything for my baby. While creating my baby registry, I wanted to add EVERYTHING, but I had to stop, step back, take a look and evaluate for myself even if I can afford it, what the things that I really need are?

[Reading Time: 4 minutes]

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Think and Grow Rich by Napoleon Hill
“When you begin to think, and grow Rich you will observe that riches began with the state of mind, with definiteness of purpose, with little or no hard work. You and every other person ought to be interested in knowing how to acquire that state of mind which will attract riches. Observe very closely as soon as you master the principles of this philosophy and begin to follow the instructions for applying those principles your financial status will begin to improve. Everything you touch will begin to transmute itself into an asset for your benefit.”
 
“Impossible? Not at all!”
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Book Talk: Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want by Rachel Cruze

I have been following Rachel on YouTube for a while and loved her energy. I know near to nothing about the Ramsey legacy behind her. To me, she is just another influencer on the internet whose content I like.

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Things I didn’t know about financial freedom

I always thought that when I start earning x amount of money, I’ll have attained financial freedom. That x amount kept changing every month.

It took me some time to understand what financial freedom is. To better understand what financial freedom is, you need to understand what it’s not.

It’s not making six or seven figure income.
It’s not becoming a multi-millionaire.
It’s not having a stash of money somewhere.
It’s not about being rich or wealthy.
It’s not about affording fancy houses and a fleet of cars.

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